Most of us think of hype as exaggerated or extravagant claims, made especially in advertising or promotional material. Sometimes it is deceptive and deliberately misleading. While we have become a bit immune to this through constant exposure, it always seems that someone comes up with a fresh approach

You probably get hundreds of emails a week promising great riches. "Financial Freedom", "Earn Money While You Sleep", "Be Your Own Boss", "Create Your Own Destiny", "Escape Your Dead End Job", "Be Able to Watch Your Kids Grow Up While Making Money", "Work at Home", are all common headlines. Are these

Basically, there are two forms of "identity theft". The first, and most common is someone co-opts your credit card information. This can be done in a number of ways, and while there is some trepidation about giving out this information online, if it is on a "secure" site, there is little chance of